Home prices are expected to finally level off from the “unsustainable” increases that have been seen over the past year, says the Canada Mortgage and Housing Corporation (CMHC). “Low mortgage rates, high savings rates and persistent, uneven impacts of the pandemic and low immigration are forecast to continue to support sales of more expensive housing […]

More and more Canadians are choosing to buy a second property in retirement. Reasons for doing this vary. Some want to reap the rewards of a lifetime of saving and treat themselves to a vacation home. Others, on the other hand, view their second property as an investment, intending to rent it out and use […]

The golden years are what you planned for all your life. Reverse mortgages can help you make these years even more golden by eliminating your mortgage payments AND giving you monthly spending income. Contact me today for more details!

Canada Mortgage and Housing Corporation has announced that the Government of Canada has expanded the eligibility criteria for the First Time Home Buyer Incentive (FTHBI) in the higher priced markets of Toronto, Vancouver and Victoria, effective as of today May 3rd, 2021. Start preparing today: Find out now if the home you are looking to […]

Mortgage brokers have more access – brokers are YOUR personal shoppers! There are dozens of lenders in Canada and we will shop this big market for you while you relax and wait for the best results. Did you know? Mortgage Brokers have access to MORE rates and lenders than the bank. The bank brokers only […]

After you file a consumer proposal, the last thing on your mind might be a new mortgage, but you may be a lot closer than you think. Maybe you wish to buy a home, or you own a home and are interested in refinancing your mortgage. Let’s first talk about purchasing a home. When Can […]

Thank you, Canada! Pull out up to $35,000 in RRSP to invest into your dream home – tax free! Did you know? First time homebuyers can utilize up to $35,000 individually worth of RRSPs for a down payment on a home

Like Lighting in a Bottle. That’s how Todd Talbot describes the chemistry between him and Jillian Harris, his co-host of the reality TV series Love It or List It Vancouver. There’s an undeniable electricity that flows between the pair who have battled against each other through 104 hour-long episodes of the home-design series. Sparks fly, […]

Did you know? Getting your mortgage pre-approved will allow you to hold an interest rate for up to 120 days! This means you can get the lowest rates available, even if they rise before you make your purchase.

Budget should always come first before you qualify or are approved.! My Mortgage Toolbox app can help you determine how much you can afford! This handy calculator can help to determine your total cost of owning a home, the minimum down payment you would need, the maximum loan you can borrow, an estimation of closing […]